Services

VA Home Loan Solutions Tailored for You

Purchase Loans

Flexible financing solutions to help you buy your dream home.

Refinancing

Save money and improve your loan terms with refinancing options.

Interest Rate Reduction Refinance Loan (IRRRL)

A streamlined VA loan refinance option for lower rates.

Cash-Out Refinance

Tap into your home’s equity for cash when you need it.

Adapted Housing Grants

Financial assistance for disabled veterans to modify or purchase homes.

VA-Guaranteed Home Loans

Affordable home financing for veterans and service members.

Funding Fee

A one-time fee supporting the VA loan program.

VA Counseling and Education

Support for veterans in homeownership and financial literacy.

Assumption of Loan

Transfer a VA loan to a qualified buyer.

How it Works

Your Path to a VA Home Loan

Navigating the VA home loan process is simple with Low Cost Mortgage LLC. Follow these four easy steps to secure your dream home with confidence:
Step 1
Get Pre-Qualified

Start by determining how much home you can afford. Our experts will review your financial situation and provide a pre-qualification, giving you a clear understanding of your loan options.

Step 2
Find Your Perfect Home

Once pre-qualified, you can start house hunting with confidence. Whether you're buying a new home or refinancing, we’ll ensure you’re prepared with the best financing options available.

Step 3
Loan Processing & Approval

Our team will handle the paperwork, verify your information, and work with VA-approved lenders to get your loan approved quickly and efficiently. We keep you informed every step of the way.

Step 4
Close & Move In

After final approval, you’ll sign the necessary documents, finalize the loan, and receive the keys to your new home. Congratulations—you’re now a proud homeowner with the benefits of a VA loan!